SGK Incentive Calculator

Clearly compares premium cost with and without incentive.

Shows monthly and period savings in one calculation.

Uses SGK/unemployment rates plus incentive rate.

Applies a monthly incentive cap for deterministic output.

A 30,000 TL gross salary with 20.5% SGK employer share and 2% unemployment gives a baseline premium of 6,750 TL.

A 5% incentive rate saves 1,500 TL monthly; over a 12-month period this reaches 18,000 TL.

HR specialists, certified public accountants, and employer union representatives plan incentive impact with it.

SME owners planning new hires also use it to forecast employment cost in advance.

Supplementary articles of Law 5510 and omnibus laws such as 7103, 7252, and 7316 define various incentive types.

Incentive durations typically range from 6 to 24 months, and having no outstanding SGK debt is a prerequisite for most.

SGK incentives depend on different legal eligibility conditions.

The tool models rates and caps, but official payroll approval remains the final source.

Baseline premium is gross salary multiplied by employer-side contribution rates.

The incentive is limited by rate and cap; the effective rate shows the remaining burden.

A 50,000 gross salary with 22.5% employer load creates an 11,250 baseline premium.

A 5% incentive assumption turns the monthly discount into a period saving estimate.

Age, hire status, average headcount, and employer debt can change eligibility.

This is informational only; validate with SGK, payroll records, and qualified advisers.